2026 Government Farming Schemes: Complete Step-by-Step Guide for Farmers to Apply & Benefit
Introduction
Government farming schemes are a lifeline for Indian farmers, especially during times of rising input costs and unpredictable weather. In 2026, both the Central and State Governments have continued several farmer welfare schemes that provide financial assistance, insurance, irrigation support, credit facilities, and long-term security.
Yet, many farmers still miss out simply because they don’t know which schemes are active or how to apply correctly. This guide explains the most important government farming schemes in 2026, their benefits, and the step-by-step process to apply—using simple, practical language.
Why Government Farming Schemes Are Important in 2026
Farming today faces multiple challenges—climate change, input inflation, and market uncertainty. Government schemes help farmers by:
- Providing direct income support
- Protecting crops through insurance
- Improving water availability and soil quality
- Offering low-interest loans
- Supporting old-age financial security
When used properly, these schemes can significantly reduce risk and improve farm income.
Major Government Farming Schemes Available in 2026
Below are some of the key central government farming schemes active in 2026, along with their benefits and application portals.
Government Farming Schemes & Official Portals
| Scheme Name | Key Benefit | Apply / Check Details |
| PM-KISAN Samman Nidhi | ₹6,000 yearly income support | Apply via the PM-KISAN official portal |
| PM Fasal Bima Yojana | Crop insurance coverage | Register on the PMFBY portal |
| PM Krishi Sinchai Yojana | Irrigation and water efficiency | Details on the PMKSY website |
| Soil Health Card Scheme | Free soil testing & reports | Access through the Soil Health Card portal |
| Kisan Credit Card (KCC) | Subsidised crop loans | Apply using the MyScheme government portal |
| PM Kisan Maandhan Yojana | Monthly pension after 60 years | Enrol via the Maandhan Yojana portal |
📌 State-level subsidy schemes are also available through local agriculture departments.
PM-KISAN 2026: Direct Income Support for Farmers
The PM-KISAN Samman Nidhi Yojana provides ₹6,000 per year to eligible farmers in three instalments.
Who Is Eligible?
- Small and marginal farmers
- Farmers with valid land records
- Aadhaar-linked bank account required
Step-by-Step Application Process
- Visit the PM-KISAN registration page
- Click on New Farmer Registration
- Enter Aadhaar and land details
- Add bank account information
- Submit and track application status online
PM Fasal Bima Yojana 2026: Crop Insurance Protection
The Pradhan Mantri Fasal Bima Yojana (PMFBY) safeguards farmers against crop loss due to natural calamities, pests, or diseases.
Key Benefits
- Very low premium rates
- Coverage for notified crops
- Claim amount credited directly to bank account
Farmers can apply through banks, CSC centres, or directly on the official PMFBY website before the seasonal deadline.
Kisan Credit Card (KCC) Scheme in 2026
The Kisan Credit Card scheme ensures timely credit for farming needs.
Why KCC Is Useful
- Loans up to ₹3 lakh at subsidised interest
- Flexible repayment options
- Covers crop cultivation and allied activities
Farmers can apply at their nearest bank branch or check eligibility using the government MyScheme portal.
Soil Health Card Scheme: Improve Soil, Improve Yield
The Soil Health Card Scheme helps farmers understand nutrient levels in their soil and use fertilizers wisely.
Benefits for Farmers
- Lower fertilizer costs
- Improved soil fertility
- Higher crop productivity
Farmers can request soil testing and view reports through the Soil Health Card official website or local agriculture offices.
How to Apply for Government Farming Schemes in 2026
Most farming schemes now follow a digital-first process, making applications easier.
Common Step-by-Step Process
- Keep Aadhaar, land records, and bank details ready
- Visit the official scheme website
- Register using mobile number or Aadhaar
- Fill the application form carefully
- Upload required documents
- Track application status online
💡 Farmers can also take help from nearby Common Service Centres (CSCs).
Important Tips for Farmers
- Apply only through official government portals
- Link Aadhaar with bank accounts
- Keep land records updated
- Avoid middlemen asking for money
- Save acknowledgement or application number
Most government farming schemes are free to apply.
Final Words
The 2026 Government Farming Schemes are designed to support farmers at every stage—financially, technically, and socially. Whether it is income support through PM-KISAN, crop protection via insurance, or credit access through KCC, these schemes can make farming more secure and sustainable.
Farmers are encouraged to stay informed, apply on time, and use official portals to get full benefits.
📢 Awareness is the first step toward stronger and more profitable farming.