Top 15 Government Schemes for Farmers in India 2026 – ₹6000+ Benefits & How to Apply
Introduction
India’s agricultural sector supports more than half of the country’s population and plays a crucial role in national food security. Recognizing the challenges faced by farmers—rising input costs, climate uncertainty, and market fluctuations—the Government of India has launched several farmer-centric welfare schemes.
In 2026, these initiatives provide direct cash benefits of ₹6000+, crop insurance, low-interest loans, pension security, irrigation subsidies, solar energy solutions, and digital market access. Whether you are a marginal farmer or a large cultivator, these schemes can significantly improve income stability and long-term sustainability.
Below is a detailed guide to the Top 15 Government Schemes for Farmers in India 2026, including benefits, eligibility, and application process.
Top 15 Government Schemes for Farmers in India 2026
1. PM Kisan Samman Nidhi Yojana
This is the most popular farmer income support scheme in India.
- Benefit: ₹6000 per year in three equal installments
- Eligibility: Small & marginal landholding farmers
- Mode: Direct Benefit Transfer (DBT)
- Apply Online: pmkisan.gov.in
- Pradhan Mantri Fasal Bima Yojana (PMFBY)
PMFBY protects farmers from crop loss due to natural calamities.
- Coverage: Floods, drought, pests, cyclones
- Premium: 2% (Kharif), 1.5% (Rabi)
- Claim Process: Online & offline
- Kisan Credit Card (KCC) Scheme
KCC provides affordable credit for farming operations.
- Benefit: Low-interest crop loans
- Interest Rate: As low as 4% with subsidy
- Extra: Accident & insurance cover
-
Pradhan Mantri Krishi Sinchai Yojana (PMKSY)
This scheme focuses on water conservation.
- Benefit: Subsidy on drip & sprinkler irrigation
- Objective: Improve water efficiency
- Popular For: Water-scarce regions
-
Soil Health Card Scheme
Improves crop yield through scientific soil testing.
- Benefit: Free soil health reports
- Advantage: Reduces fertilizer cost
- Impact: Sustainable agriculture
-
National Agriculture Market (e-NAM)
A digital platform for transparent crop trading.
- Benefit: Better price discovery
- Access: Online selling across states
- Website: enam.gov.in
-
PM Kisan Maandhan Yojana
Ensures financial security after retirement.
- Benefit: ₹3000 monthly pension
- Age Limit: 18–40 years
- Contribution: Small monthly amount
-
Rashtriya Krishi Vikas Yojana (RKVY)
Supports agricultural infrastructure and innovation.
- Benefit: Funding for state projects
- Focus: Productivity & technology adoption
-
Paramparagat Krishi Vikas Yojana (PKVY)
Encourages organic farming practices.
- Benefit: Financial & training support
- Coverage: Certification & marketing
-
Weather-Based Crop Insurance Scheme
Compensates farmers for adverse weather.
- Coverage: Rainfall, humidity, temperature
- Claim: Faster settlement
-
Agricultural Infrastructure Fund
Boosts post-harvest management.
- Benefit: Loans for warehouses, cold storage
- Interest Subsidy: 3%
- Tenure: Long-term credit
-
PM Matsya Sampada Yojana
Strengthens fisheries and aquaculture.
- Benefit: Subsidy for fish farming
- Goal: Increase exports & income
-
National Livestock Mission
Promotes animal husbandry and dairy farming.
- Benefit: Breed improvement & fodder support
- Coverage: Cattle, goats, poultry
-
Sub-Mission on Agricultural Mechanization
Modernizes farming through machinery.
- Benefit: Subsidy on tractors, harvesters
- Impact: Reduces labor cost
-
PM Kusum Yojana
Promotes renewable energy in agriculture.
- Benefit: Solar pumps & solar power plants
- Savings: Reduced electricity bills
- Income: Extra income by selling power
How to Apply for Farmer Schemes in 2026
Farmers can apply through:
- Official government portals
- CSC (Common Service Centers)
- Nationalized & cooperative banks
- State agriculture offices
Required Documents:
- Aadhaar card
- Land ownership records
- Bank account details
- Mobile number
Why These Schemes Are Crucial in 2026
- Protect farmers from climate risks
- Increase annual income
- Promote digital & sustainable agriculture
- Improve irrigation & storage facilities
- Provide old-age security
- note- Top 15 Government Schemes for Farmers in India 2026
Final Conclusion
The Top 15 Government Schemes for Farmers in India 2026 are powerful tools designed to transform Indian agriculture. With ₹6000 PM Kisan income support, crop insurance, solar subsidies, pension benefits, and low-interest loans, farmers can achieve financial stability and long-term growth.
🌾 Farmers should ensure Aadhaar-bank linking, complete eKYC, and regularly check official portals to receive uninterrupted benefits.